Dear My next (specify) payment will be due on Due to an unexpected emergency that has occurred, I will be unable to make this payment by the (date) I am requesting an extension of (time) to make this payment. If you review my file, I believe you will find that my payments have generally been made in a timely fashion. My relationship with your bank is very important to me,as well as my desire to maintain a good credit rating . Thank you very much for your consideration of this request.